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Terms and Conditions

 

Last Updated: December 2025

 

Welcome to HometownOKC.com, owned and operated by Hometown Insurance – Edmond (“Company,” “we,” “our,” or “us”). These Terms & Conditions (“Terms”) govern your use of this website and any related services, quotes, or communications provided by Hometown Insurance – Edmond.

 

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

 

1. General Information

 

Hometown Insurance – Edmond is an independent insurance agency located in Edmond, Oklahoma. We provide insurance quotes, policy servicing, customer support, and general insurance information. We work with multiple third-party insurance carriers; we do not underwrite insurance policies ourselves.

 

2. No Guarantee of Insurance Coverage

 

Submitting a quote request does not guarantee coverage. Coverage is only issued after:

  • Application completion

  • Carrier underwriting approval

  • Payment of any required premium

All insurance policies are subject to the terms, conditions, and eligibility requirements of the issuing carrier.

3. Accuracy of Information

 

You agree to provide accurate, complete, and truthful information when requesting a quote or policy assistance. Incorrect or incomplete information may:

  • Affect eligibility

  • Change pricing

  • Void coverage

  • Delay service

Hometown Insurance – Edmond is not responsible for inaccuracies caused by user-submitted information.

 

4. Quote Tools & “30-Second Quote” Language

 

Our online quote tools—including automated data-gathering platforms such as Canopy Connect—are provided as a convenience. Any pricing shown is not a final offer and is subject to underwriting review by the insurance carrier.

 

We do not guarantee:

  • Pricing

  • Availability

  • Discounts

  • Coverage eligibility

 

5. Use of Website Content

 

All content on HometownOKC.com—text, graphics, images, logos, and tools—is the property of Hometown Insurance – Edmond and is protected by U.S. copyright and trademark laws.

You may not:

  • Copy

  • Reproduce

  • Sell

  • Distribute

  • Modify

  • Reverse engineer

any portion of this website without written permission.

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6. Third-Party Links

 

Our website may contain links to third-party websites, including insurance carriers. These sites are not controlled by Hometown Insurance – Edmond, and we are not responsible for:

  • Their content

  • Their privacy practices

  • Their accuracy

  • Their security

Your use of third-party sites is at your own risk.

 

7. Electronic Communications Consent

 

By submitting a quote request, filling out a form, calling our office, or texting us, you consent to receive:

  • Emails

  • SMS/text messages

  • Phone calls

from Hometown Insurance – Edmond regarding quotes, policy updates, renewals, service information, and marketing messages.

You may opt out at any time by replying STOP to SMS messages or contacting us directly.

 

8. No Professional, Legal, or Tax Advice

 

Information on this website is general informational content and is not intended as:

  • Legal advice

  • Tax advice

  • Financial planning

  • Professional consultation

You should consult an attorney, CPA, or licensed insurance advisor for specific guidance.

 

9. Limitation of Liability

 

To the fullest extent permitted by law, Hometown Insurance – Edmond is not liable for:

  • Damages arising from use of this website

  • Delays or errors in quote results

  • Technical issues or website downtime

  • Actions taken by third-party insurance carriers

  • Losses caused by inaccurate or incomplete user data

Your sole remedy for dissatisfaction with the website is to discontinue use.

 

10. Privacy Policy

 

Your privacy is important to us. Please refer to our Privacy Policy, which outlines:

  • What data we collect

  • How we use it

  • How it is stored

  • Your rights

  • How to request deletion or correction

The Privacy Policy is incorporated by reference into these Terms.

 

11. Website Availability & Modifications

 

We reserve the right to:

  • Modify or update the website at any time

  • Suspend or discontinue any service

  • Change pricing or quoting tools

  • Update these Terms without prior notice

Continued use of the website constitutes acceptance of updated Terms.

 

12. Governing Law

 

These Terms are governed by the laws of the State of Oklahoma, without regard to conflict of law principles. Any disputes shall be handled in a court of competent jurisdiction in Oklahoma County.

 

13. Contact Information

 

For questions regarding these Terms & Conditions, contact us:

Hometown Insurance – Edmond
Email: kelly@hometownokc.com
Phone: 405-216-4979
Website: https://www.hometownokc.com

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